People With Medicare

Step 2: Current drug coverage

Can't I just keep the drug coverage I have now?

In some cases, you may be able to keep your current prescription drug plan and not join a Medicare drug plan. In other cases, things will change, and you will have new options. Use the links below to learn if you can stay with the drug plan you have now, or if you should consider signing up for a Medicare drug plan.

If your current plan is:

(Click on the link below to select)

Medicaid

Medicare Advantage

An Employer or Union Plan

Medigap (with current drug coverage)

Company-Sponsored Discount Card

I do not take any drugs now, so why should I enroll now?

We all want to stay in good health, but no one can predict the future. These plans are insurance that covers the cost of prescription drugs. If your health changes and you need more medicines, this insurance will help pay for your drugs and protect you from very high drug costs.

If you enroll later, you may have to pay higher monthly premiums for the rest of the time you have drug coverage from Medicare.

NEXT: Cost